ANALISIS PERILAKU KEUANGAN PADA PELAKU USAHA KECIL SALON KECANTIKAN DI KOTA ENDE
DOI:
https://doi.org/10.37478/als.v14i01.3684Abstract
Beauty salon service business management is influenced by financial behavior,including financial knowladge, financial experience, and educational level. Problems faced managing finances include : do not yet have reguler financial records, there is no seperation of company and personal finance, have not planed savings, investments, the average level of formal education is high school, and has not taken business financial management training.This research aims to determine and analyze the partial influence of financial knowledge,financial experience and education level on the financial behavior of beauty salon service business actors in the city of Ende. This type of research is quantitative research with a population of 30 people. Date collection techniques used questionnaires and interviews.The date analysis tecnique uses multiple linier regression analysis. The research show that there is a positive and significant influence of financial knowledge on the financial behavior of beauty salon service business in Ende City, there is a positive and significant influence of financial experienceon on the financial behavior of beauty salon service business in Ende City, there is a positive and significant influence of the level of education on the financial behavior of beauty salon service business in Ende City.
Downloads
Keywords:
Financial Literacy, Financial Behavior, Financial Experience, Level of EducationReferences
Ani, J., Lumanauw, B., & Tampenawas, J. L. A. (2021). Pengaruh Citra Merek, Promosi Dan Kualitas Layanan Terhadap Keputusan Pembelian Konsumen Pada E-Commerce Tokopedia Di Kota Manado the Influence of Brand Image, Promotion and Service Quality on Consumer Purchase Decisions on Tokopedia E-Commerce in Manado City. 663 Jurnal EMBA, 9(2), 663–674.
Brilianti, T. R. dan Lutfi, L. (2020). The influence of Income, Financial Experience and Financial Knowledge on Family Financial Behavior in The City of Madiun. Journal of Business and Banking, 9(2), 197 – 213
Dewanti, M. A., Yulianthini, N. N., Suarmanayasa, I. N., & Heryanda, K. K. (2023). Analisa Pengetahuan Keuangan Dalam Mempengaruhi Perilaku Manajemen Keuangan Dengan Pendapatan Sebagai Faktor Moderasi. Bisma: Jurnal Manajemen, 9(1), 86–94.
Fatimah, N., & Susanti. (2018). Pengaruh Pembelajaran Akuntansi Keuangan, Literasi Keuangan, Dan Pendapatan Terhadap Perilaku Keuangan Mahasiswa Fakultas Ekonomi Universitas Muhammadiyah Gresik. Jurnal Pendidikan Akuntansi (JPAK), 6(1), 48–57.
Humaira, I., & Sagoro, E. M. (2018). Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku Umkm Sentra Kerajinan Batik Kabupaten Bantul. Nominal, Barometer Riset Akuntansi Dan Manajemen, 7(1). https://doi.org/10.21831/nominal.v7i1.19363
Husna, N. A., & Lutfi, L. (2021). Perilaku Pengelolaan Keuangan Keluarga: Peran Moderasi Pendapatan. Jurnal Samudra Ekonomi Dan Bisnis, 13(1), 15–27. https://doi.org/10.33059/jseb.v13i1.3349
Immamah, K. D., & Handayani, A. (2022). Pengaruh Pengetahuan Keuangan, Pengalaman Keuangan, Dan Pengendalian Diri Terhadap Perilaku Keuangan (Studi pada Pedagang Pasar Sekaran). Master: Jurnal Manajemen Dan Bisnis Terapan, 2(1), 49. https://doi.org/10.30595/jmbt.v2i1.13622
Kara, S. M., Ukhriyawati, C. F., Mulyati, S., & Rika. (2022). Faktor-faktor yang mempengaruhi perilaku manajemen keuangan pelaku usaha kecil di bidang fashion. In Proceeding of National Conference on Accounting & Finance, 4(3), 528–535. https://doi.org/10.20885/ncaf.vol4.art66
Keuangan, P. P., Keuangan, P., Pendapatan, D. A. N., Perilaku, T., & Keuangan, P. (2022). Pengaruh Pengetahuan Keuangan, Pengalaman Keuangan, Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan (Studi Kasus pada Keluarga Kelurahan Tobek Godang Kecamatan Bina Widya Kota Pekanbaru).
Keuangan, P. P., & Keuangan, S. (2023). KEPRIBADIAN TERHADAP PERILAKU MANAJEMEN KEUANGAN PADA MAHASISWA S1 MANAJEMEN UMRI.3,1226–1237.
Pulungan, D. R. (2021). Analisis Perilaku Keuangan Mahasiswa Yang Dipengaruhi Oleh Literasi Keuangan Dan Pendapatan Orang Tua. Scenario (Seminar of Social Sciences Engineering & Humaniora), 162–173.
Putri, D. A. (2020). Faktor - Faktor Yang Mempengaruhi Perilaku Manajemen Keuangan Pelaku UMKM. Jurnal Prisma (Platform Riset Mahasiswa Akuntansi), 1(4), 62–73. https://ojs.stiesa.ac.id/index.php/prisma/article/view/655
Rika yulistia. (2018). Faktor - Faktor Yang Mempengaruhi Perilaku Pengelolaan Keuangan Keluarga di Kabupaten Tuban. Skripsi, STIE Perbanas Surabaya
Sugiyono, 2017. Metode Penelitian Bisnis.. Alfabeta, bandung
Wasti Reviandani, (2019). Pengaruh Pengalaman keuangan dan Tingkat Pendapatan Terhadap Perilaku Keuangan Keluarga di Desa WosowilangunKecamatan Manyar Gresik Jurnal Manajerial 9 (01) 48 - 58
Yuri, M. O. F. (2020). Pengaruh Pengalaman Keuangan Dan Tingkat Pendapatan Terhadap Perilaku Keuangan Dosen Fakultas Ekonomi Dan Bisnis Universitas Muhammadiyah Sumatera Utara. Jurnal Ilmiah Universitas Sumatera Utara, 8–13. http://repository.umsu.ac.id/bitstream/123456789/5054/1/SKRIPSI NAVIRA LUTFA SUSTIA.pdf
Downloads
Published
How to Cite
Issue
Section
License
Copyright Notice
An author who publishes in ANALISIS agrees to the following terms:
- Author retains the copyright and grants the journal the right of first publication of the work simultaneously licensed under the Creative Commons Attribution-ShareAlike 4.0 License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal
- Author is able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with the acknowledgement of its initial publication in this journal.
- Author is permitted and encouraged to post his/her work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of the published work (See The Effect of Open Access).