ANALISIS

THE ROLE OF TECHNOLOGY IN PROMOTING THE PRINCIPLE OF EQUALITY AT PT KOTAMAS MAKMUR NATIONAL AGENCY

2025-01-06T18:03:41+07:00

This study aims to explore the role of technology in promoting the implementation of equality principles at PT. Kotamas Makmur National Agency, a company engaged in tableware and kitchenware. By utilizing a review of recent literature and interviews with management, the research identifies how technology supports the implementation of equality in human resource management, including recruitment, career development, and performance evaluation. The findings reveal that the use of technology, such as data-driven recruitment platforms and automated performance assessment systems, plays a significant role in reducing bias, increasing transparency, and ensuring fair treatment for all employees. In addition to enhancing employee satisfaction and retention, the integration of technology also fosters innovation and efficiency in the workplace. This article provides strategic recommendations for optimizing technology to reinforce equality principles, which can serve as a reference for other companies in creating inclusive and progressive work environments.

PERAN MEDIASI KNOWLEDGE SHARING: PERCEIVED SELF EFFICACY DAN PERCEIVED ENVIRONMENTAL SUPPORT TERHADAP KINERJA KARYAWAN BPJS KETENAGAKERJAAN CABANG CILACAP

2025-02-05T21:41:34+07:00

This study examines how self-belief and environmental support affect employee performance with knowledge sharing as a mediating variable. The research was conducted at BPJS Ketenagakerjaan Cilacap Branch by involving all 65 employees as samples through saturated sampling technique. Data analysis used the Partial Least Square (PLS) method with the help of SmartPLS software. The results showed several important findings: self-confidence and environmental support each have a significant effect on knowledge sharing. Both variables also have a significant effect on employee performance. In addition, knowledge sharing was shown to have a significant effect on employee performance. Interestingly, knowledge sharing acts as a mediator in the relationship between self-confidence and employee performance, as well as between environmental support and employee performance.

EMPOWERING INVESTMENT DECISIONS THROUGH FINANCIAL LITERACY AND GOVERNMENT REGULATIONS ON MSMES

2025-01-14T11:30:36+07:00

The two major factors that influence investment decisions are an individual's financial literacy and the regulatory framework in existence. In the wake of fast-growing investments, especially among MSMEs in Denpasar, it is important to understand how financial literacy and government regulations influence investment decisions. The aim of the paper is to analyze the influence of financial literacy on investment decisions, and the contribution of government policies to this influence. The design used in this study is a quantitative approach with questionnaires given out to 200 respondents that perform investment activities within Denpasar. In analyzing data, PLS-SEM is used to test the hypotheses stated in this research paper. The result from the study revealed that financial literacy has a significantly positive influence on the investment decision. Furthermore, government regulations have a moderating role but with a relatively smaller effect, which means that effective regulation can strengthen the positive influence of financial literacy on investment decisions.

DISPARITAS PEMBERIAN KREDIT BANK KONVENSIONAL DAN PEMBIAYAAN BANK SYARIAH TERHADAP UMKM: ANALISIS YURIDIS

2025-01-14T11:37:53+07:00

The purpose of this study is to determine the disparity between Sharia and Conventional Banks in conducting financing and credit to MSMEs. This kind of study uses statutory methods and normative legal theory. The findings of this study show that conventional banks and Islamic banks are different from one another. The first difference is seen in the fundamental ideas that each bank embraces. Conventional banks usually emphasize creditworthiness based on collateral or customer-owned collateral and use fixed or variable interest rate schemes. On the other hand, Islamic banks operate according to sharia law, which prohibits riba, or interest. The contract or agreement used by conventional and Islamic banks is the second difference. Islamic banks use musyarakah and mudharabah as forms of funding. However, conventional banks use leasing, factoring and credit contracts. The two banks' approach to risk management is the third difference. Islamic banks bear the risk, especially when funding items such as musyarakah and mudharabah. In Conventional banks, the customer bears all the business risk. Conventional banks charge late fees in the form of cumulative interest. The fourth difference relates to the way funds are raised and allocated. The objectives and funding strategies used by Islamic banks and conventional banks are very different. Since funds are allocated exclusively to activities that comply with Shariah regulations and halal values, the objects of financing in Islamic banks are often restricted. Islamic banks usually adopt a more individualized and partnership-focused approach to their customers. On the other hand, conventional banks do not have any restrictions on the object of funding, hence funds can be used for both halal and non-halal activities.

PENGARUH PROMOSI DAN HARGA TERHADAP MINAT BELI PRODUK MI INSTAN INDOMIE (VARIAN GORENG ORIGINAL) DI JAKARTA SELATAN

2025-02-05T21:42:43+07:00

This study aims to determine whether promotion affects purchasing interest in Indomie products, to determine whether price has an impact on consumer purchasing interest in Indomie products, and to determine whether promotion and price simultaneously have an impact on purchasing interest in Indomie products. in the South Jakarta area. The sample in this study was Indomie product consumers with a total of 300 respondents., who lived in South Jakarta, and consumed fried Indomie products at least twice a month. This research used quantitative methods in the form of data collected from respondents' responses to questionnaires distributed via Google Forms. The results of this research show that promotions and prices have a significant influence on buying interest. This research also shows a simultaneous influence between promotion and price on buying interest in the original fried variant of the Indomie product in South Jakarta.

ANALISIS TINGKAT PENGANGGURAN DAN KEMISKINAN TERHADAP PERTUMBUHAN EKONOMI INDONESIA

2025-02-07T14:02:27+07:00

Economic growth is one of the benchmarks that can be used to see the level of welfare of a country. Unemployment and poverty rates are macroeconomic problems that will be obstacles in increasing sustainable economic growth. The purpose of this study is to analyze and explain the level of unemployment and poverty on Indonesia's economic growth. The research method used is a descriptive research method with a qualitative approach, using the Eviews 13 data processing tool. The results of the analysis show that the level of unemployment and poverty have a negative and significant effect on Indonesia's economic growth, as evidenced by the determination coefficient value of 0.8496 or 84.96%, meaning that the influence of Unemployment and Poverty is 84.96% and the remaining 15.04% is influenced by other variables not examined in this study.

PENGARUH PERSEPSI PENGETAHUAN, PERSEPSI KEMUDAHAN, DAN PERSEPSI SIKAP PENGGUNA TERHADAP KEPUTUSAN PENGGUNAAN QRIS PADA UMKM SEKTOR KULINER DI KOTA KUPANG-NTT

2025-01-30T11:52:14+07:00

The current technological development is very rapid, especially in the payment system which makes it very easy for people to transact and shift the function of cash to non-cash, which is in line with the development of the use of non-cash payment instruments launched by Bank Indonesia, namely the Quick Response Code Indonesian Standard (QRIS) must receive more serious attention. The type of payment using QR codes makes payment transactions easier, faster and also safe for buyers and MSME actors. This study aims to find out how the Influence of Knowledge Perception, Perception of Convenience and Perception of User Attitude on the Decision to Use QRIS in MSMEs in the Culinary Sector in Kupang-East Nusa Tenggara City. This study uses an empirical quantitative research method by distributing questionnaires to the object of research, namely MSME actors in the Culinary Sector in Kupang-East Nusa Tenggara City who are using QRIS. This study uses primary data, namely through a questionnaire using a likert scale with a sample of 100 respondents. Based on the results of hypothesis testing, the tcal value for the Knowledge Perception variable (X1) is equal to the tcal. And then the data is processed with the SPSS version 26 application. The results of this study partially show that Knowledge Perception, Perception of Convenience have no effect on the Decision to Use QRIS. As for the perception of user attitudes that have a positive and significant effect, MSMEs see that QRIS provides direct benefits, such as increasing sales, accelerating the payment process, or attracting more consumers who prioritize digital transactions, they will be more encouraged to use QRIS. In addition, MSMEs often need a fast and cost-effective way to pay. If the perception of users' attitudes towards QRIS is as a method that speeds up the transaction process without high costs, they will be more likely to choose QRIS as the primary payment option.

Keywords: Knowledge, Convenience, User Attitude, Decision, QRIS.

PENGARUH PENERAPAN GOOD CORPORATE GOVERNANCE (GCG) DAN SANKSI PAJAK TERHADAP KEPATUHAN WAJIB PAJAK BADAN PADA KPP MAKASSAR UTARA

2025-02-01T08:39:06+07:00

The aim of this study is to analyze the impact of good corporate governance and tax sanctions on companies' compliance with tax obligations at the North Macassar Tax Office, as there are still compliance issues in various regions. This study uses a quantitative approach with number-based data. The sample consisted of 96 companies selected at random. The results show that the implementation of good corporate governance does not have a significant impact on companies' compliance with tax regulations. In contrast, tax penalties have a significant impact on the level of compliance with tax obligations by companies with the North Makassar Tax Office.

PENGARUH PEMBAGIAN TUGAS DAN KETERAMPILAN TERHADAP HASIL KERJA KARYAWAN PERKEBUNAN KOPI PT. RERO LARA HOKENG

2025-02-01T08:24:45+07:00

The purpose of this study is to determine and analyze the effect of task division on the work results of PT. Rero Lara Hokeng employees and to determine and analyze the effect of work skills on the work results of PT. Rero Lara Hokeng employees. This study is a quantitative study with a survey method. This study was conducted at PT. Rero Lara Hokeng Jalan Trans Maumere-Larantuka, Wulanggitang District, East Flores Regency. The sampling method used in this study was saturated sampling totaling 120 employees. Data collection in this study was carried out by distributing questionnaires. The results of multiple linear regression analysis showed that there was a positive and significant effect between the variable of task division on the work results of PT. Rero Lara Hokeng coffee plantation employees with a t-count value of 3.918, meaning t count> t table 1.98045 and a significant value of 0.000 <0.05. 2; there is a positive and significant effect between the variable of employee skills on the work results of PT. Rero Lara Hokeng with a t-value of 2.767 means t count> t table 1.98045 and a significant value of 0.010 <0.05, it can be concluded that the hypothesis is accepted and proven.

INOVASI ATAU STAGNASI? PENGARUH DISRUPSI TEKNOLOGI INFORMASI TERHADAP EFISIENSI PENGELOLAAN KEUANGAN PUBLIK DI SULAWESI UTARA

2025-01-13T21:51:49+07:00

The background of this research focuses on the rapid development of information technology that has transformed various sectors, including public financial management. In North Sulawesi, the implementation of information technology in financial management is expected to enhance transparency, accountability, and efficiency. However, challenges such as inadequate infrastructure and limited human resource capacity may hinder effective implementation. The objective of this study is to evaluate the impact of information technology disruption on the efficiency of public financial management in North Sulawesi. The method employed is a quantitative approach with descriptive-analytical analysis, involving data collection from technology-based systems such as e-budgeting, SIPKD, and cloud-based financial management systems. The results indicate that the implementation of information technology significantly improves efficiency, transparency, and accountability in public financial management. Nevertheless, challenges related to infrastructure and human resource capacity remain obstacles to achieving optimal results. The conclusion of this research is that information technology disruption has great potential to enhance public financial management, but greater attention is needed towards infrastructure development and human resource training to ensure successful implementation.

KONTRIBUSI KOMPENSASI DAN MOTIVASI TERHADAP KINERJA KARYAWAN BTM SAKINATUL UMMAH LAMPUNG TIMUR

2025-02-03T07:32:53+07:00

The economic movement of a nation is actually supported by various sectors, including Islamic microfinance institutions. This study aims to determine whether compensation and motivation have a positive effect on employee performance at Baitut Tamwil Muhammadiyah (BTM) Braja Harjosari, East Lampung. The population in this study were all employees of BTM Sakinatul Ummah Braja Harjosari, East Lampung. Samples were taken using a saturated sampling technique of 18 people. Data analysis procedures used for statistical analysis include t-test, F-test, coefficient of determination (R2), and multiple linear regression tests. The results of the study indicate that (1) Compensation has a positive and significant effect on employee performance with a significance value of 0.026 <0.05, (2) Motivation does not have a positive effect on employee performance with a significance value of 0.192> 0.05 (4) Compensation and motivation have a positive and significant effect on employee performance simultaneously with a significance value of 0.003 <0.05.

ANALISIS PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PERILAKU MANAJEMEN UMKM DI KOTA MAKASSAR

2025-02-01T08:43:19+07:00

The need for careful financial management in order for MSMEs to adjust and prosper in a cutthroat market is what motivates this study. Effective financial management is frequently a challenge for MSMEs with inadequate financial literacy and proper financial attitudes. This study looks into how financial attitudes and financial literacy affect MSMEs' financial management practices in Makassar City. Questionnaires were used to gather data as part of a quantitative research approach. The findings indicate a significance level of 0.000, which is less than 0.05, and a F value of 18.749, which is higher than the F table value of 3.091. This indicates that the financial behavior variable is highly influenced by financial attitudes and financial knowledge. According to the analysis conducted with SPSS 26, financial attitudes and financial literacy have a major influence on the financial management behavior of MSMEs in Makassar City.

PENGARUH STRUKTUR MODAL DAN TINGKAT SUKU BUNGA TERHADAP PROFITABILITAS PADA PT. GUDANG GARAM Tbk.

2025-02-01T08:31:09+07:00

This study aims to evaluate the impact of capital structure and interest rates on the profitability of PT Gudang Garam Tbk in the period 2014–2023. Bank Indonesia's basic interest rate and company annual financial reports are the data sources used. The findings of this research indicate that capital structure and interest rates do not have a significant influence on profitability. This indicates that PT Gudang Garam Tbk's profitability is more influenced by external factors such as industry regulations and production costs compared to capital structure and interest rates.

IMPLEMENTASI METODE FUZZY TIME SERIES UNTUK PERAMALAN PENJUALAN PADA RESTORAN COCO BISTRO TANJUNG

2025-02-05T21:44:48+07:00

As competition in the culinary industry becomes increasingly intense, restaurant companies are required to focus more on product management and inventory control to maintain customer satisfaction and ensure smooth operations. Coco Bistro Tanjung, part of the Tropical Group, still relies on historical sales data without using scientific methods to forecast sales, which often leads to difficulties in determining the optimal amount of raw material inventory. This study aims to forecast sales for the upcoming period using the Fuzzy Time Series method, which is considered effective in addressing sales fluctuations. The research process begins with problem identification, a literature review, and the selection of the method, followed by the collection of sales data from Coco Bistro Tanjung. Forecasting is performed manually using the Fuzzy Time Series method, and the accuracy of the forecasts is evaluated using MAPE, MSE, and MAE. The results show that the Fuzzy Time Series method can provide accurate predictions for six main food categories, with the Balinese Main Course category achieving the best accuracy (MAPE 8.72%), classified as "Very Good," while the Pizza category showed the lowest accuracy with a MAPE of 38.75%, classified as "Fair." This research proves that the Fuzzy Time Series method is effective in forecasting sales trends for most food categories, which can help the company optimize inventory management and improve operational efficiency.

PERAN PROFITABILITAS, INVESTMENT OPPORTUNITY SET, LIKUIDITAS DAN UKURAN PERUSAHAAN DALAM MEMBERI PERUBAHAN PADA KEBIJAKAN DIVIDEN

2025-01-06T09:46:18+07:00

Business profits distributed as dividends by companys to investors are known as dividend policy. This study focuses on examining how the roles of profitability, investment opportunity groups, liquidity, and company size impact the dividend policy of banking businesses from 2019 to 2023. Banking companies that meet the criteria and are listed on the IDX from 2019 to 2023 are the subjects of this study. The data was collection process was documented using purposive sampling techniques. This study involves eight companies used as samples, with a total of 40 observations. Quantitative methods were implemented in this study. Multiple linier refression analysis was conducted as the analytical tehnique used in this study with the assistence of the SPSS program. This study addresses the implementation objectives where profitability findings show a negative insignificant relationship with dividen policy, while investment opportunity, liquidity and firm size is show a positive but insignificant relationship with dividend policy. The findings from the determination test show that the variables of profitability, investment opportunity set, liquidity, and firm size contribute 1,5% to the divident policy variable in this study model.

FAKTOR-FAKTOR YANG MEMPENGARUHI LOYALITAS PELANGGAN RUMAH MAKAN DI KOTA ENDE

2025-01-31T11:04:29+07:00

This study aims to determine the effect of food quality on restaurant customer loyalty. 2. To determine the effect of price on restaurant customer loyalty. 3. To determine the effect of promotion on restaurant customer loyalty. The research method used is a quantitative and qualitative approach method. This research was conducted in Ende City. The sample in this study was 100 restaurant customers in Ende City. This study uses Multiple Linear Regression analysis tools. The results of the analysis are as follows: The food quality variable shows that partially or individually it has a significant effect on customer loyalty of restaurants in Ende City with a significance level of 0.000 <0.05, and Tcount <Ttable (7.425> 1.660), The price variable shows that partially or individually it has a significant effect on customer loyalty of restaurants in Ende City. With a significance level of 0.000 <0.05, and Tcount> Ttable (8.346> 1.660). The promotion variable shows that partially or individually it has a significant effect on customer loyalty of restaurants in Ende City. With a significance level of 0.000 <0.05, and Tcount> Ttable (11.469> 1.660). The variables of food quality, price, promotion simultaneously or together have an effect on customer loyalty of restaurants in Ende City. The contribution of the food quality, price and promotion variables is 81.6% while the remaining 18.4% is explained by other variables that are not examined in this research model.