S. V. . Yoviaal, N. Linawati, A. N. Hermanto, K. Katherine, and C. Vallerie, “ENHANCING ADOLESCENTS’ UNDERSTANDING OF INVESTMENT INSTRUMENTS AND FINANCIAL MANAGEMENT IN THE DIGITAL ERA”, Mit.Mah:J.P.M., vol. 7, no. 3, pp. 516-523, Oct. 2026.