PENGARUH LEMBAGA KEUANGAN MIKRO TERHADAP PERTUMBUHAN SEKTOR PERTANIAN INDONESIA

Authors

  • Yusnarto Fizai Atmojo Universitas Kristen Satya Wacana
  • Oktama Gusti Yudha Aryanto Universitas Kristen Satya Wacana
  • Birgitta Dian Saraswati Universitas Kristen Satya Wacana

DOI:

https://doi.org/10.37478/als.v14i01.3572

Abstract

The agricultural sector is a crucial sector in the Indonesian economy, this can be seen from its contribution to Gross Regional Domestic Product in 2022 of 12.40%. One of the problems faced by farmers is in terms of capital. The aim of this research is to analyze the influence of the number of MFIs and the financing provided by MFIs in Indonesia. This research uses quantitative methods with panel data regression analysis techniques for 2019-2022 in 21 provinces in Indonesia. The results of this research show that the number of microfinance institutions has no effect on the growth of the agricultural sector, this occurs because the existence of microfinance institutions is not evenly distributed in Indonesia. Then the financing provided by microfinance institutions has a negative effect on the growth of the agricultural sector, this is thought to be due to farmers' moral hazard and weak regulations that form the legal basis for MFIs.

Downloads

Download data is not yet available.

Keywords:

Gross Regional Domestic Product, Agricultural sector, MFIs

References

BPS. (2023). Produk Domestik Regional Bruto (Lapangan Usaha). Bps.Go.Id. https://www.archive.bps.go.id/subject/52/produk-domestik-regional-bruto--lapangan-usaha-.html#subjekViewTab1

Dama, H. Y., Lapian, A. L. C., & Sumual, J. I. (2016). Pengaruh Produk Domestik Regional Bruto (Pdrb) Terhadap Tingkat Kemiskinan Di Kota Manado (Tahun 2005-2014). Jurnal Berkala Ilmiah Efisiensi, 16(3), 549–561.

Hanggana, S. (2018). Regulations Weakness Analysis of Farmers Group, Gapoktan, UPJA, and LKM-A in Order to Enhance Farmers’ Income. Jurnal Analisis Kebijakan Pertanian, 15(2), 137–149.

Hendayana, R., & Bustaman, S. (2007). Fenomena Lembaga Keuangan Mikro dalam Perspektif Pembangunan Ekonomi Perdesaan. Jurnal Analisis Kebijakan Pertanian, 29–38.

Indarti, D., Maulidiya, E., Simorangkir, C., & Saraswati, B. D. (2022). Peran Lembaga Keuangan Mikro Dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi. Analisis, 12(2), 176–192. https://doi.org/10.37478/als.v12i2.1757

Mujiono, S. (2017). Eksistensi Lembaga Keuangan Mikro: Cikal Bakal Lahirnya Bmt Di Indonesia. Al Masraf: Jurnal Lembaga Keuangan Dan Perbankan, 2(2), 207–215.

Nugraha, Y. A., & Herawati, R. (2015). Menguak Realitas Orang Muda Sektor Pertanian Di Perdesaan. Seri Penelitian Akatiga, 19(1), 1–23.

OJK. (2023). Lembaga Keuangan Mikro. https://ojk.go.id/id/kanal/iknb/pages/lembaga-keuangan-micro.aspx

Prasetya, M. A. W., Lutfitasari, P., Sairo, J., & Saraswati, B. D. (2022). Analisis Pengaruh Lembaga Keuangan Mikro Dan Indeks Pembangunan Manusia Terhadap Ketimpangan Pendapatan Di Indonesia. Analisis, 12(1), 60–74. https://doi.org/10.37478/als.v12i1.1137

Sa’diyah, A. A., & Dyanasari, D. (2014). Peran Lembaga Keuangan Mikro Terhadap Penguatan Usahatani Kubis Di Kecamatan Sukapura Kabupaten Probolinggo. Jurnal Agribisnis Indonesia, 2(1), 1. https://doi.org/10.29244/jai.2014.2.1.1-10

Wahyuni. (2019). Pengaruh Lembaga Keuangan Mikro Agribisnis Terhadap Peningkatan Pendapatan Anggota Gabungan Kelompok Tani (Studi Pada desa Barebbo Kecamatan Barebbo). Jurnal Ilmiah Al Tsarwah Program Magister Program Studi Ekonomi Syariah Institut Agama Islam Negeri (IAIN) Bone, 2, 91–104. https://doi.org/http://dx.doi.org/10.30863/al-tsarwah.v2i1.283

Wakarmamu, T. (2014). Eksistensi Lembaga Keuangan Mikro Dalam Pembangunan Ekonomi Pedesaan. Jurnal Kajian Ekonomi Dan Studi Pembangunan, 1(3), 11–18. https://doi.org/10.56076/jkesp.v1i3.2048

Yunan, Z. Y., Permana, H., Aprilia, D., & Abdullah, F. (2020). Peranan Pemerintah dan Optimalisasi Sektor Pertanian dengan Sinergitas Lembaga Keuangan Mikro Syariah-Agribisnis dan Agriculture Trust Fund. Islaminomics: Journal of Islamic Economics, Business and Finance, 10(1), 24–38. https://doi.org/10.47903/ji.v10i1.127

Zakariya, M. (2019). Peran Lembaga Keuangan Mikro Agribisnis (LKM-A) Amanah Mandiri Syari’ah Terhadap Kelompok Tani di Desa Sekarputih Kecamatan Bagor Kabupaten Nganjuk. Jurnal Dinamika Ekonomi Syariah, 6(2), 183–199. https://doi.org/10.53429/jdes.v6i2.17

Downloads

Published

2024-03-01

How to Cite

Pasaribu, Y. F. A., Aryanto, O. G. Y. ., & Saraswati, B. D. (2024). PENGARUH LEMBAGA KEUANGAN MIKRO TERHADAP PERTUMBUHAN SEKTOR PERTANIAN INDONESIA. ANALISIS, 14(01), 61-72. https://doi.org/10.37478/als.v14i01.3572

Issue

Vol. 14 No. 01 (2024): ANALISIS VOL. 14 NO. 01 TAHUN 2024

Section

Articles

License

Copyright Notice

An author who publishes in ANALISIS agrees to the following terms:

  • Author retains the copyright and grants the journal the right of first publication of the work simultaneously licensed under the Creative Commons Attribution-ShareAlike 4.0 License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal
  • Author is able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with the acknowledgement of its initial publication in this journal.
  • Author is  permitted and encouraged to post his/her  work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of the published work (See The Effect of Open Access).