ENHANCING ADOLESCENTS’ UNDERSTANDING OF INVESTMENT INSTRUMENTS AND FINANCIAL MANAGEMENT IN THE DIGITAL ERA
DOI:
https://doi.org/10.37478/mahajana.v7i3.8256Abstract
The development of digital technology has made it easier for the public, especially teenagers, to access information. Unfortunately, this condition often encourages consumptive behaviour. Many people lack the awareness to practice financial management and start investing early on. In fact, investing early allows the value of money or assets to grow significantly due to long-term benefits. This community service activity aims to provide education about investment instruments and financial management to 10th-grade students at Petra 3 Christian High School. The educational approach involves material presentations and a specially designed educational quartet card game as a learning tool for investment and financial management. The material provided includes an introduction to stock, gold, and mutual fund investments, the concept of risk tolerance, diversification, investment planning, and the impact of consumerist behaviour on financial conditions. The results showed that during the community service activity, the students showed high enthusiasm, as can be seen in how they listened to the material presentations, actively asked questions, and how they actively participated in the educational game. The education provided was able to improve students’ understanding of investment and financial management, as well as raised their awareness of the importance of investing and managing finances from an early age as part of long-term financial planning. This community service initiative is expected to foster awareness and readiness among teenagers to carry out financial management and investment to achieve their future financial goals.
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Keywords:
consumptive behaviour, financial management, investment, investment instrumentsReferences
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