HOUSEHOLD EMPOWERMENT THROUGH FIN-WISE FAMILY FOR DIGITAL FINANCIAL LITERACY AND THE PREVENTION OF DIGITAL FINANCIAL MISCONCEPTIONS
DOI:
https://doi.org/10.37478/mahajana.v7i3.8692Abstract
FIN-WISE FAMILY is a community empowerment program designed to strengthen household digital financial literacy and address digital financial misconceptions in Makalisung Village, Kombi District, Minahasa Regency, North Sulawesi. This article describes the documented implementation and outputs of the program using a community-based empowerment approach. Activities were conducted on 24-27 August 2026 and the attendance records contain 26 participant names for each documented date. The intervention integrated four learning themes—KELOLA, CERDAS, AMAN & SEHAT, and AKSI through case discussion, budgeting practice, digital-security reflection, and a 30-day family action plan. The main documented outputs consisted of a 26-page integrated module and pocket book, a 35-page family toolkit with 12 practice forms, 10 digital educational materials, a 46-page bank of 20 misconception cases, a 25-item pre-test/post-test instrument, and a 9-page village replication guide. Photographic documentation confirms face-to-face facilitation and participant engagement. The available records support implementation and product readiness. However, paired pre-test/post-test data were not available in the source documents, so changes in literacy scores and misconception levels are not claimed. Follow-up should prioritize paired outcome measurement, 30-day household monitoring, local facilitator development, and village-level replication.
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Keywords:
digital financial literacy, digital financial misconception, Fin-Wise FamilyReferences
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